Vehicle insurance is a type of insurance that covers the cost of damage to, or destruction of, the insured's car. It also covers damage to other cars or property that might be caused by the insured's car. Vehicle insurance can cover both third-party and first-party claims.
A typical policy will include coverage for medical expenses incurred by people injured in an accident where their injuries were caused by your vehicle; coverage for damages you cause to someone else’s property when you are driving your vehicle, and coverage for damage your vehicle does to other property. The policy will have limits on the amount of money that you are responsible for making payments on over a lifetime.