- 11 Feb 2021
- 3 minutes
If you own a pet then you probably know how high veterinary bills can truly be. This is why, as unnecessary as it seems, investing in pet insurance is one of the best decisions you can make, especially if your pet has a history of medical conditions. After all, seeing that your pet is gravely ill is nothing short of a nightmare.
How does Pet Insurance Work?
Similar to other insurances, pet insurance covers the medical costs of your pet. These medical costs may include expenses incurred from surgical procedures, infections or medicines. However, unlike health insurance, the payment for pet insurance isn’t directly made to your vet. Instead, it is normally reimbursed to your bank account after verification of the treatment and costs.
Is Pet Insurance Worth it?
There’s nothing more heart-shattering than seeing your pet suffer to the point that you have to euthanize them. Especially, if it could’ve been prevented if you had the finances to address its medical conditions. There are more than 1,000 pets in the UK alone that are euthanized every day.
Although some owners may have to put their pets down due to incurable diseases, not being able to afford veterinarian expenses is also a leading cause. Thus, if you were still wondering whether pet insurance is worth it, then believe us when we say that it is worth every penny.
If you’re searching for a reliable pet insurance provider, then looking at online reviews is the best way to speed up the process.
What do Reviews say about PetFirst Pet Insurance?
If you’ve recently come across PerFirst Pet Insurance then you might be wondering if they’re worth trusting. PetFirst offers cat and dog insurance for all ages, with the exception of puppies below the age of 8.
In order to apply for their coverage, all you have to do is fill a simple form, choose a policy according to your budget and needs and you’re good to go. The best part about PetFirst Pet Insurance is perhaps the fact that you can take your pet to any veterinarian. All you need are the invoices of the medical bills to get reimbursed for the medical costs.
The reimbursement of PetFirst is 80%, which isn’t bad especially considering other perks. All in all, if your pet has hereditary illnesses, then you cannot go wrong with PetFirst insurance as most customers have left satisfactory reviews to the company.
Should you Purchase MetLife Pet Insurance?
PetFirst was acquired by MetLife in 2019 so in terms of services you’re going to find plenty of similarities. The coverage of MetLife pet insurance ranges from chronic conditions to hip dysplasia and even accidental injuries. In particular, if you’re looking for dog or cat insurance then you can find one comprehensive plan that may cover everything you are looking for.
Keep in mind that MetLife doesn’t directly offer insurance. Instead, opt for its subsidiary company PetFirst to get your beloved pets insured.
Is it Worth Applying for Lemonade Pet Insurance?
The biggest benefits of Lemonade pet insurance is that they offer customizable coverage. Moreover, their premiums are also quite affordable. However, the biggest drawback is that they may not offer insurance to some older pets. If you combine your lemonade pet insurance with their other insurance plans like homeowners insurance, then you may also get a 10% discount.
All in all, even though Lemonade pet insurance has recently entered the market, they’ve proven to be a worthy competitor for older pet insurance providers.
Best Pet Insurance – How much does it Cost?
We all want the best for our pets, so if you’re wondering how much the best pet insurance cost, then expect it to be anywhere around £100 per month at least, some go all the way up to £185. Depending on your coverage, the costs may also widely vary. If you’re trying to hunt down the best pet insurance companies, then you can check reviews of dozens of insurance companies on our site and in no time, you’ll find a company that matches your criteria.
We all want the best for our beloved pets. However, financial restrictions at times can get in our way. After all, veterinarian costs can easily add up to thousands of dollars and not everyone has that much savings to pay such hefty bills. This is why, even if your pet is perfectly healthy, you never know when pet insurance may come in handy.
We hope after reading this guide, you now understand the importance of pet insurance and will easily be able to find the best pet insurance provider.